Payment Information

 

Rates

The price of therapy varies per counselor. Appointment fees ranges between $50 - $160 per 50-min session. 

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***LTC also offers 5, 8-, or 12-hour Individual intensives, Marital Intensives, and Trauma Healing to Wholeness Intensives, prices vary.

Please contact the office for more details.  (813) 575-8199

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*Please note that each therapist has his or her own fee structure, based on years of experience as well as additional education and/or specialization, so the actual fee may be subject to change.

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Insurance

Life Transformation Counseling counselors are considered an “out-of-network provider”. Essentially, this means clients pay Life Transformation Counseling directly for services provided and then seek reimbursement from their insurance company. Services may be covered in full or in part by your health insurance or employee benefit plan. If your plan does provide reimbursement, we will be happy to provide you with the necessary documentation to submit to your insurance company. Please check your coverage carefully by asking the following questions:

 

•Does my insurance plan provide coverage for mental health services?
•What is my deductible and has it been met?
•How many sessions per year does my health insurance cover?
•What is the coverage amount per therapy session?
•How much does my plan reimburse for out-of-network providers?
•Is approval required from my primary care physician?

 

Life Transformation Counseling cannot guarantee coverage or reimbursement under your insurance plan.

Natalie Southward is a provider for the Children’s Board Administrative Services Organization (ASO).

 

Reduced Fee

Reduced fee services are available on a limited basis. You may address this during your first session with the therapist. After your initial session, you will need to provide the appropriate paperwork in order to receive approval. Reduced rate services may be approved depending on financial need and reduced rate availability. * Reduced rates are limited and not guaranteed!

 

Cancellation Policy

Your appointment time was reserved just for you. Kindly notify us via e-mail or by phone 24-hours in advance if you need to reschedule your appointment. Cancellations that are not done 24 hours prior to the date and time of the scheduled session will result in a full service charge/fee. The credit card that is kept on record will be charged for the missed appointment.

 

No Show Policy

If you do not attend your scheduled appointment, it is considered a “no show.” No Shows will result in a full fee service charge. The credit card that is kept on file will be charged for the “no show.”

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Good Faith Estimate For Mental Health Care, Consulting, and Service

 

• You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. . For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-877696-6775.

• DISCLAIMERS: In this Good Faith Estimate there may be additional items or services the convening provider or convening facility recommends as part of the course of care that must be scheduled or requested separately and are not reflected in the good faith estimate. This Good Faith Estimate is only an estimate, and that actual items, services, or charges may differ from the good faith estimate. This Good Faith Estimate shows the costs of items and services that are reasonably expected for your health care needs for an item or service. The estimate is based on information known at the time the estimate was created.The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur. If this happens, federal law allows you to dispute (appeal) the bill. The Good Faith Estimate is not a contract and does not require the uninsured (or self-pay) individual to obtain the items or services from any of the providers or facilities identified in the good faith estimate. The Good Faith Estimate is not a contract and does not require the uninsured (or self-pay) individual to obtain the items or services from any of the providers or facilities identified in the good faith estimate. If you are billed for more than this Good Faith Estimate, you have the right to dispute the bill. You may contact the health care provider or facility listed to let them know the billed charges are higher than the Good Faith Estimate. You can ask them to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available. You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill. There is a $30 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount. To learn more and get a form to start the process, go to www.cms.gov/nosurprises or call 1-877- 6966775. For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call 1-877-696-6775.